Meet The Team At Frederick Charles Wealth Management Ltd

Paul Hoskin, Managing Director

I am the Managing Director and have been in Financial Services all of my working life, originally starting with Nat West and working my way up to Area manager for the last 7 years. I then became a Director of an IFA firm, Hoskin Financial Planning Ltd in 2014.

With over 30 years’ experience and expertise, I have gained immense knowledge and expertise in financial matters, specialising in Pension and Retirement planning.

I have many long standing clients, both personal and corporate, which have been built up by offering flexible long term planning to match individual customer aspirations. This, along with the pride and dedication that I place on developing solid personal relationships with my clients, ensures that I am able to offer a rounded, professional and principled service.

I also enjoy professional relationships with Solicitors and Accountants with whom I can work with to enhance the services they offer to their clients. I understand the demands on these professionals when referring appropriate clients to myself, and pride myself on keeping my own professional knowledge and understanding up to date in creating solutions for these clients at important life stages and events.

Outside of my business, I am a keen golfer, I play the keyboard and the Saxophone.

Doug Richardson, Financial Planner

I am a qualified Financial Adviser with over 20 years of experience within the Financial Services Industry, currently based in Colchester Essex.

From our Frederick Charles Wealth Management office in Maldon Essex I provide advice to my clients, predominantly throughout Essex but also in other areas, having clients in Norfolk, Suffolk, and London.

I pride myself in being able to give advice in an easy to understand, jargon free manner.

Having been qualified to a high standard for a number of years, holding the Chartered Insurance Institutes Financial Planning Certificate, along with the Institute of Financial Services certificate in Mortgage advice and Practice, I have continued to study and have achieved Diploma status via IFS, Diploma for Financial Advisers (DipFA) a higher qualification required by the Financial Conduct Authority (FCA) to continue providing advice post 2012. I also hold the Equity Release* qualification allowing me to advise in this rapidly growing area of Financial Advice.

In my spare time I like to spend time with my family, enjoy an occasional round of golf, and am a keen Motorcyclist.

*This is a lifetime mortgage or home reversion plan. To understand the features and risks associated with such products, please ask for a personalised illustration.

Stuart Phillips, Practice Manager

I have worked in Financial Services for over 25 years and I have spent the majority of that time managing a pricing team for a London based Asset Management company. I now head up the administration team at Frederick Charles Wealth Management, providing support to both advisers and clients.

In my spare time, I enjoy spending time with my family and renovating my house, as well as being a keen cook.

Rob Clark, Financial Administrator

I have worked in Financial Services for over 26 years, in both Advisory and Management roles for companies including Standard Life, Lloyds Banking Group, and in the last few years for St James’s Place in a compliance function.

I am CII Diploma qualified, and I have a sound understanding of the industry. I assist the team to provide excellent service to clients.

I live locally and work part-time, and in my spare time I enjoy fishing, gardening and spending time with my family.

Rouan Wevers DipFA

“Having worked in financial services for a number of years, I got my qualification as a financial advisor and was happy to join the team at Frederick Charles Wealth Management. Throughout my career working in financial services, I have acquired a wealth of knowledge and skills in retirement and investment planning. I provide holistic advice in an easy to understand manner to my clients here in our office in Maldon, or at their home address. My advice covers retirement planning, investment planning, inheritance tax planning, life and wealth protection and mortgage advice.

I take great pride in finding the right solution for my clients, providing personalised advice and supporting them in reaching their financial goals.

In my spare time I enjoy spending time with my family, playing golf and supporting my local rugby club.

Rachel Hales

I am a non-advising Director who has been in Financial Services for most of my working life; I originally started with Abbey National in a junior role and worked my way up to a Mortgage Underwriter for the last 3 years of my career with the company. I then became a Director of my own Mortgage broker business in 2006.

With over 20 years’ experience and expertise, I have gained immense knowledge and expertise in the Mortgage Industry.

I have built up many long standing clients, both personal and business, which have been built up by offering a flexible and understanding approach to match the customers aspirations. This, along with the pride and dedication that I place on developing solid personal relationships with both clients and professionals.

Outside of work, I love to attend the Theatre and Concerts, and also enjoy spending time with my Cocker Spaniel, Sweep.

Spencer Vickerstaff, Financial Planner

Having previously worked as a monumental stonemason helping clients to create bespoke memorials, I decided to embark on a career change which would encompass my passion for helping others along with working in the financial sector. With hard work and determination, I was given the unique opportunity to work with St James’s Place when I was accepted onto the St. James’s Place Core Academy. The outcome of an intensive six month training programme was that I became a fully qualified financial planner and joined Frederick Charles Wealth Management as an adviser.

My approach is to provide understandable wealth management solutions to individuals, families, business owners and corporate executives. In particular I pride myself on providing specialist financial advice to help clients minimise tax, maximise wealth and protect against risk.

My focus as a financial planner is on building long term trusted relationships by helping my clients achieve their financial goals and ambitions with a hands-on personal approach. The most satisfying part of my job is knowing that I have helped all my clients.

My spare time mostly consists of spending time with family and friends, watching football, playing as much golf as possible and supporting my favourite American football team, the Jacksonville Jaguars.

Sue Jarvis – Office Administrator

I joined FCW in September 2019 as a member of the Administration Team. I give full admin support to my colleagues, as well as being the port of call for any First Aid matters, as I hold my First Aid at Work certificate.

My previous roles have been varied providing me with the skills to adapt and embrace every new opportunity.

Outside of work I like to spend all my spare time with friends and family, in particular my three little grandchildren; I also love to bake, go to the theatre and salsa dancing.

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